INFLUENCE OF RETIREMENT ANXIETY ON SOCIAL ADJUSTMENT OF POTENTIAL RETIREE TEACHERS IN PUBLIC SENIOR SECONDARY SCHOOLS IN GWOZA EDUCATION ZONE, BORNO STATE, NIGERIA

Retirement is a significant life transition that can have a profound impact on an individual’s social, emotional, and financial well-being. As teachers approach retirement, they may experience anxiety related to financial security, social isolation, and adjustment to a new lifestyle. This study focusing on influence of retirement anxiety on social adjustment of potential retiree teachers in senior secondary schools in Gwoza Education Zone, Borno State, Nigeria. The study adopted descriptive survey design and the population of the study is all potential retiree teachers in Gwoza Education Zone. The sample comprises of 298 potential retiree teachers. The instrument for data collection was a questionnaire title “Retirement Anxiety of Potential Retiree Teachers Questionnaire (RAPRTQ)”. The questionnaire was administered to all the 298 potential retiree teachers. The data collected was scored on 4-point Likert Scale and the result were analysed using mean and standard deviation. The finding of the study revealed that potential retiree teachers, agreed that after retirement they will embark on some social adjustment strategies like helping people in their various community, drawing closer to God, adjust their spending, adjust to the limitation of opportunities after retirement and embark on activities that would make them enjoy retirement among others. Base on the finding, it was recommended, among others, that the Zone should provide potential retiree teachers with access to retirement planning resources, such as retirement planning workshop, online resources, and one on one counselling sessions.