WOMEN'S PENSION PRIVILEGES IN REGARD OF PUBLIC CHOICE THEORY

<ns3:p>The article discusses the issue of effective retirement age from the perspective of individual choices. It contributes to research on the usefulness of pensions for households, taking into account the timing of applications for pension payment in the Polish pension system. The article discusses the issue of differences in the economic and legal situation of women and men in pension insurance. In addition, it presents the incentives and normative conditions that cause the deterioration or improvement of the conditions of participation of women and men in the pension system during the contribution period and during the period of receiving benefits. In addition, the article will indicate the scale of redistribution that exists between men and women and the reasons for social acceptance of the different retirement ages for men and women, which determine public choice in Poland regarding the above-mentioned retirement age.</ns3:p>