A Study on Usage of Online Payment Applications Among College Students in Sanguem Taluka of Goa

Abstract The increasing penetration of smartphones and internet connectivity has brought a paradigm shift in how financial transactions are conducted, particularly among younger demographics. This study investigates the usage patterns, preferences, and challenges faced by college students in Sanguem Taluka of Goa, regarding online payment applications. A survey was conducted among a sample of 173 college students, and the data was analysed using descriptive statistics and a Chi-Square test to determine the association between demographic factors and application usage. Data analysis of quantitative data was analysed using the statistical tool SPSS.