Фінансова тривожність як аспект дослідження економічної психології

The article explores the relevance of financial anxiety in Ukrainian society during the wartime. The author uses a differential approach in the study to define the concepts of "anxiety", "anxiety", "anxiety disorder", "generalized anxiety disorder". The article defines the specific nature of financial anxiety, which consists in the fact that financial anxiety is both an adaptive and compensatory mechanism of the psyche, and as a psychological factor influencing an individual's economic behavior.  It is also viewed as an emotional state marked by excessive concern about one’s financial situation. The author outlines the key manifestations of financial anxiety disorder, including persistent stress and intrusive thoughts about money; fear of spending and excessive frugality; physical symptoms such as insomnia, headaches, etc.; social withdrawal; conflicts with loved ones over financial matters; and impulsive financial behavior. The article identifies the main functions (signal and control) that financial anxiety performs in our psyche. The author notes the age-specific nature of financial anxiety, emphasizing that financial anxiety is characteristic of a more conscious age. The article identifies groups of factors under the influence of which anxiety disorders arise: biological factors, medical factors, psychological predisposition to anxiety disorders, and social factors (objective and subjective). The author identifies key strategies for overcoming financial anxiety (financial planning and control of expenses, increasing financial literacy, forming useful financial habits, working with psychological aspects, social support).