Comparative Study of Financial Planning Habits among Students and Salaried-Employed Individuals in Kolkata

Despite the increasing significance of financial literacy, there is a deficiency of thorough research that juxtapose the financial behaviors of students and salaried professionals in an urban setting such as Kolkata.This study seeks to address this deficiency by offering a comprehensive comparison of the financial planning practices and investment behaviors of these two cohorts. It aims to comprehend the obstacles they have regarding financial literacy, decision-making, and their overall financial health.This study employs a descriptive, quantitative, cross-sectional research approach. The findings of this study provide valuable insights into the financial behaviors, challenges, and financial literacy levels of students and salaried employees in Kolkata.