Micro-Credit Cause-Effect and Poverty Reduction: A Study on the Women of Rural Bangladesh

This research is about the micro credit system in Bangladesh and effect of micro credit in poverty reduction and also women participation with their economic and social state in family. We try to explore programme for poverty reduction, govt and non govt institutions related micro credit,micro credit failure cause,income and expenditure compare with standard deviation measurement and co relation between micro credit rate and repayment system of micro credit.Income and expenditure of the family is compared here in economical standard deviation.In this research Taragunia village of Daulatpur Upazila in Kushtia District is the research area. In this research 50 respondents are taken for experiment. We use accidental sampling and both qualitative and quantitative research method is used. Basically we use interview method( one to one) for collecting data. We use IBM SPSS-20 to analyze data.We see that family member of loan borrowers are extend family and most of the family has only one earning member. Family women has taken loan and they participate in economic functions less and they give money to their husband basically.They get good feedback as they are able to send their child to school.Women entrepreneurship is increasing and value of women in family decision making is also increased. But loan rate is high and repayment system is faster. Loan rate and repayment system has adverse relation in co efficient of co-relation.Standard deviation shows that the income is not increasing much regarding expenditure of the family.