المخاطر المالية وأثرها على ربحية المصارف التجارية الليبية

The study aimed to demonstrate the impact of financial risks on the profitability of Libyan commercial banks. The study sample included the Republic Bank, where data were collected from the annual financial reports during the period (2000-2023 AD). In order to achieve its objectives and reach the results, the study relied on the descriptive analytical approach, relying on statistical methods such as the correlation coefficient and regression to test the hypotheses. The results showed a negative relationship between liquidity risk (DP), LIQ and leverage risk (LEV) with return on equity (ROE), and a positive relationship between credit risk (CR) and return on equity (ROE), and between credit risk (CR) and profit margin (EP). The study’s most important recommendation is to focus more on models and applications related to financial risks and how to manage them more efficiently and effectively, and to seek more effective solutions for managing financial risk sources moreefficiently. ● Keywords: Financial risk, profitability, Jamhouria Bank.