Asset Management at Military Commercial Joint Stock Bank

This paper is conducted for examining the framework for asset management at the Military Commercial Joint Stock Bank. Data were collected from annual reports for the period from 2018 to 2023 of the Military Commercial Joint Stock Bank. The results show that the bank's portfolio structure is not reasonable, the proportion of items is not commensurate with the role of each item. The loan item is still focused on the real estate sector. The investment item has not brought the expected results despite the increase in proportion over the years. The study suggest some solutions for Military Bank to improve the efficiency of asset management, emphasizing the role of human resource quality, asset management model and the specific mechanism for restructuring bank assets. The results of this research is a reference for Vietnamese commercial banks in identifying, controlling and responding various risks in asset management in the context of Vietnam. Keywords: Asset management, Asset structure, MB DOI : 10.7176/RJFA/15-8-03 Publication date : September 30th 2024