Система фінансового забезпечення житлового будівництва

The article is devoted to the study of the issue of financial support for housing construction. The purpose of the article is to study and evaluate theoretical approaches to the implementation of financial support for housing construction. Dissertation works on financial support issues are analyzed to reveal the essence, generalize publications on this topic and identify trends in the development of the construction industry to determine further development prospects in the future. Dissertation works are summarized, an analysis of the objects of dissertation works devoted to problematic issues of financial support for housing construction enterprises is conducted. The concept of «system» is considered, the characteristic features that characterize the systemic approach are grouped, namely: a wide range of use, definition of several types of systems, analysis of the object of study from the position of a set of elements, the possibility of determining a long-term research strategy. The main principles on which the systemic approach is based are considered. The use of a systemic approach to study financial support issues is justified. The composition of the elements of financial support using a systemic approach is analyzed. Methods of financing housing construction are generalized, their advantages and disadvantages are identified. Self-financing is one of the financing methods that involves the use of developers’ own financial resources for the construction of residential real estate. Equity financing is implemented through the issuance of common or preferred shares, usually characteristic of large-scale housing construction projects. Credit financing involves providing a loan to the developer, which is implemented in accordance with the principles of lending. Budget financing is carried out through the mechanism of direct financing from the budget, as well as using state credit. Mixed financing is based on a combination of own and loan sources of financing. The mechanisms of financing and investing in housing construction are considered.