Зарубіжний досвід запровадження та розвитку системи страхування кіберризиків: організаційно-правові засади

The concept, role and importance of cyber insurance, current trends in the development of the global cyber insurance market are defined. The grounds and conditions for the development and implementation of a cyber risk insurance system are outlined. The main aspects of the introduction of a cyber insurance system on a global scale are summarized. The experience of the United States, Canada and Australia in creating and developing a cyber insurance system, taking into account existing national characteristics, is studied. The mechanisms for assessing losses of business entities as a result of cyber attacks for the purpose of their compensation, which are used in the analyzed countries, are detailed. Further directions for the introduction and development of the national cyber insurance system are outlined, taking into account the best practices of foreign experience in this area. A list of measures has been determined, the practical implementation of which will facilitate the introduction of cyber insurance in Ukraine.