Характеристика осіб, які вчиняють кримінальні правопорушення у сфері діяльності кредитних спілок

The article provides a description of persons who commit criminal offenses in the field of credit unions. It is noted that the personality of a criminal is a complex set of features, properties, connections and relationships that characterize a person and his moral world, taken in the dynamics and interaction with social and individual living conditions that to one degree or another influenced the commission of a criminal offense. It was found that it is advisable to distinguish socio-psychological types of criminals who commit criminal offenses in the activities of credit unions, namely: persons with experience in various financial areas (act as organizers, form criminal groups, distribute responsibilities between participants and manage the funds received); persons who abuse their official position by performing legally significant actions or providing public services (contribute to the preparation, commission and concealment of criminal offenses). The author concluded that in order to achieve successful results in preventing criminal offenses in the activities of credit unions, it is important to analyze not only the main negative circumstances and factors contributing to their commission, but also to take into account the specifics of these offenses, the context of their commission, as well as the characteristics of the subjects - the personality of the offender. Only on this basis can effective measures be created for prevention. It should also be emphasized that compiling a criminological characteristic of persons who commit criminal offenses in the field of credit unions is a difficult task due to the high level of latency of such crime. This, in turn, negatively affects the effectiveness of measures to prevent criminal offenses. It has been established that criminal offenses are usually committed by men, although the proportion of women in this area is higher compared to other types of crime, which is of a mercenary nature. By age category, the majority of offenders who commit criminal offenses in the field of credit unions belong to the group from 30 to 49 years old. Regarding citizenship, the majority of those prosecuted are citizens of Ukraine. The vast majority of criminals had special professional training.