Складові механізму фінансового забезпечення житлового будівництва

It is noted in the article that stimulating development of housing construction in Ukraine is current conditions is caused by necessity to meet needs for housing of the population, namely, restoration of housing after destruction of houses, provision of housing for displaced persons, restoration of territories affected by military operations, and reduction of housing shortages in safer regions of the country. It is determines that in times of war, housing construction is of strategic importance, since it does not only meets housing needs of citizens, but also contributes to economic recovery of the country, creates new jobs and builds trust in the state. Development and implementation of effective financial mechanisms in this area is of relevant and timely tasks for Ukraine. However, without adequate funding, it is impossible to implement programs to restore damaged housing, reduce shortage of affordable housing and support development of the construction sector. Therefore, financing housing construction is both economic priority, and strategic task for recovery of Ukraine. Its main goal is to create sufficient housing to meet needs of the population at affordable price, while ensuring economic efficiency and stability of construction industry. It is noted in the article that when improving the mechanism of financial support for housing construction, it is necessary to consider that this complicated process is based on uninterrupted financing of housing construction through mobilization of financial resources, development of public-private financing, optimization of costs at all stages of construction and ensuring financial stability of developers. It is concluded in the article that this mechanism combines attraction of various sources of financing and tools for optimal use of financial resources, which together ensure sustainability and efficiency of housing construction. In today’s environment, given challenges of war and economic instability, financial support is becoming even more dependent on government support, innovative solutions and international cooperation. Therefore, development of public-private financing in current conditions requires further consideration.