PENYELESAIAN SENGKETA KLAIM GANTI RUGI ASURANSI MOBIL YANG TERBAKAR DALAM PERSPEKTIF HUKUM PERDATA

Abstract: This study discusses the settlement of disputesover claims for compensation for burned cars from theperspective of civil law in Indonesia through the provisionsof the Civil Code (KUH Perdata) and Law No. 40 of 2014concerning Insurance. Insurance functions to transfer riskfrom the insured to the insurer with the principle of goodfaith as the basis for the agreement. Claim disputes oftenarise due to default and can be resolved through the courtsor alternative dispute resolution. Case studies of claimlawsuits at the Central Jakarta District Court and the DKIJakarta High Court show the importance of legal certaintyand justice in resolving insurance claims. This study aimsto provide an overview of the mechanism for resolvingvehicle insurance claim disputes fairly and in accordancewith civil law.Keyword: Insurance, Compensation, Agreements, LegalProtection, Dispute Resolution.