Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

The purpose of this study is to investigate how interest in utilizing digital banks in the Special Region of Yogyakarta is influenced by perceived features, utility, and credibility. Primary data is what was used. A Google Form is used to gather data in the form of a survey. The quantitative research method is the one that is employed. Purposive sampling was employed in the sampling procedure to gather 100 responders. many linear regression data analysis techniques involving many independent variables are used in this study. SPSS version 25 is the program used in this study. According to the study's findings, interest in utilizing digital banks in the Special Region of Yogyakarta is positively and significantly impacted by perceived features, usefulness, and credibility.

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Publication Details

Journal
Zenodo (CERN European Organization for Nuclear Research)
Published
2025-05-23
DOI
https://doi.org/10.5281/zenodo.15494908
Primary Topic
Health, Technology, Consumer Behavior
Type
article
Field-Weighted Citation Impact
0.00
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article

Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

Zenodo (CERN European Organization for Nuclear Research)
Health, Technology, Consumer Behavior
article

Perceived Usefulness, Credibility, and Features Affect Desire to use Digital Banking

article en

Abstract

The purpose of this study is to investigate how interest in utilizing digital banks in the Special Region of Yogyakarta is influenced by perceived features, utility, and credibility. Primary data is what was used. A Google Form is used to gather data in the form of a survey. The quantitative research method is the one that is employed. Purposive sampling was employed in the sampling procedure to gather 100 responders. many linear regression data analysis techniques involving many independent variables are used in this study. SPSS version 25 is the program used in this study. According to the study's findings, interest in utilizing digital banks in the Special Region of Yogyakarta is positively and significantly impacted by perceived features, usefulness, and credibility.

Zenodo (CERN European Organization for Nuclear Research)
Muhammadiyah University of Yogyakarta (ID)
Decent work and economic growth
Openalex Percentile: Top 44%
Health, Technology, Consumer Behavior
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