AI-Powered Diagnostic Tools for Early Detection of Depression in Adolescents

In this study, we examine how electronic payment systems (EPS) could help low-income areas get access to traditional banking services. This research looks at how EPS like mobile money, internet banking, and digital wallets help underserved areas get access to banking services. Expanding access to financial services, enhancing efficiency, and getting more people participating in the economy are just a few of the possible benefits of EPS. On the other hand, there are a few negatives, including as cybersecurity risks, poor infrastructure, and low levels of digital literacy. It is a global priority to guarantee that all people and companies may get their hands on adequate, affordable, and prompt financial services. A sizable portion of the population in developing countries either does not have access to or has insufficient bank accounts due to factors such as geographical isolation, poverty, and a lack of infrastructure for traditional banking. The growth of electronic payment systems, which link underserved areas to banks online, could be one explanation.