Automated Loan Lending System with Artificial Neural Networks

The proposed project involves designing an Artificial Neural Network (ANN) model to predict loan repayment behavior. Using data sourced from platforms such as the 'LendingClub' dataset available on Kaggle, the system aims to classify potential borrowers as likely to repay or default on loans. The ANN model is expected to enhance decision-making in financial institutions by providing a robust, data-driven mechanism for risk assessment. This paper outlines the project's objectives, background, methodology, and conclusions, demonstrating the potential of machine learning in the domain of financial risk analysis.