A STUDY ON PORTFOLIO MANAGEMENT I1N HDFC BANK

This study explores the principles and practices of portfolio management within HDFC Bank, focusing on how the bank constructs, monitors, and optimizes its investment portfolios to achieve riskadjusted returns for its clients. The research aims to analyze the strategies adopted by HDFC Bank to manage diverse asset classes such as equities, debt instruments, mutual funds, and alternative investments. The study also examines the bank's approach toward investor profiling, risk assessment, asset allocation, and portfolio rebalancing. Through a combination of primary data (via customer questionnaires and expert interviews) and secondary data (including financial reports and industry benchmarks), the study evaluates the effectiveness and efficiency of portfolio management strategies employed. Findings indicate that HDFC Bank utilizes a balanced approach, integrating both active and passive management techniques while ensuring alignment with individual risk tolerances and financial goals.