The Correlation Between the Users Familiarity with E-Payment Systems and its Willingness to Use the Application

This study examines the correlation between users' familiarity with e-payment systems and theirwillingness to use such applications among students of Misamis University. The research utilizedquantitative methods and focused on assessing the relationship between perceived familiarity with epayment platforms and willingness to adopt their use. Data were collected using surveys, and statisticalanalysis was performed using the Pearson product-moment correlation coefficient. Results revealed aperfect linear relationship (r = 1) between users' familiarity with e-payment systems and their willingnessto utilize these platforms, with a statistically significant p-value of 0.000. This indicates that higherfamiliarity with e-payment systems is strongly associated with a greater willingness to engage with thesetechnologies. These findings underscore the importance of educational efforts and accessibility to fosterfamiliarity and willingness among users.