A Study on Assessing Financial Literacy and Investment Behaviour Among Working Professionals in Kohima District, Nagaland

Financial literacy plays a very important role in determining the financial choice of an individual and his investment and saving trend. The emphasis of the present research is to evaluate the prevailing level of financial literacy among professional workers and their saving and investment trend. By the identification of key areas like financial awareness, budgeting behaviour, risk perception, and investment behaviour, the study explores how much working professionals manage their finances. Statistical inference and a self-designed questionnaire are applied in the study to assess literacy and behaviour levels. Findings will provide insight into investment readiness of working professionals, including gaps and areas to focus on financial educationprograms. The study shall assist in the formulation of policy recommendations for enhancing investment literacy, enhancing financial decision-making, and economic stability for working professionals.