Socio-Economic Study of National Handicap Finance Development Corporation for Empowerment of Divyanjan Special Reference to Divyanjan Swavlamban Yojna

Abstract Divyanjan Swavalamban Yojana aims to empower parsons with disabilities by providing assistance for borrowing loans for business and assistive devices. Through this schemes, Divyanjan individuals can borrow loans from the National Handicapped Finance and Development Corporation (NHFDC) Currently name as National divyanjan Finance Development corporation (NDFDC) to support their entrepreneurial enterprise and to get assistive devices. This initiative helps them to improve their socio-economic status, and their lifestyle, and increase their social mobility, ultimately leading to a more inclusive and equitable society. Improve their social mobility and identified the other problem of their life the main highlight of these loans is very low rate of interest this will help them improve their entrepreneur ability and try to motivate them for enhance their abilities towards employment and self-employment. Main aim of this study identified the Socio-Economic impact of the National Handicap Finance Development Corporation (NHFDC) Currently name as national divyanjan finance Development corporation (NDFDC) in empowering Divyanjan through financial accessibility and self-employment opportunities. Special Focas on is placed on the Divyanjan Swavalamban Yojana, a flagship scheme aimed at providing concessional loans to facilitate entrepreneurial enterprise, skill development, and income-generating activities. The research analyses the effectiveness of the scheme in enhancing financial independence, improving quality of life, and defining social integration among beneficiaries. It also examines challenges such as accessibility to financial resources, problems, and awareness gaps. The study focuses on qualitative and quantitative data from government reports, beneficiary case studies, and stakeholder interviews.