PRINCIPAL LEADERSHIP AND FINANCIAL BEHAVIOR FOR SCHOOL DEVELOPMENT AND JOB SATISFACTION OF BANGSAMORO TEACHERS

This research examines the interrelationship between principal leadership and financial behavior for school development and job satisfaction of Bangsamoro teachers in the Autonomous Region in Muslim Mindanao. The study aims to identify how school leaders' effectiveness and principals’ financial well-being impact overall job satisfaction of teachers. A quantitative design was employed, involving 353 public school teachers across the region who responded to validated survey instruments. Results indicate that principal leadership practices are positively associated with higher levels of teacher satisfaction, motivation, and retention. Additionally, principal who demonstrate positive financial behaviors such as prudent spending, regular saving, and financial goal setting report lower stress levels and greater professional contentment. The findings highlight the dual importance of competent leadership and financial wellness in fostering a more stable and motivated teaching workforce in the Bangsamoro context.