ESG metrics in Fintech Credit Scoring: A study on Sustainable Credit Assesment Modules

This MBA research project explores the integration of Environmental, Social, and Governance (ESG) metrics into FinTech-based credit scoring models. With the growing importance of sustainable finance, this study analyses how ESG factors influence credit risk assessments and how FinTech innovations like AI and Big Data enhance ESG integration. Through a mixed-methods approach, including case studies, surveys, and expert interviews, the research identifies key challenges and policy recommendations for developing ESG-inclusive credit frameworks. The findings aim to promote responsible lending practices and pave the way for ethical, forward-looking financial systems.