Impact of Climate Change on Farmers' Financial Growth With Respect to Satara District

This study investigates the multifaceted impact of climate change on the financial stability of farmers in Satara district, Maharashtra. Against a backdrop of erratic monsoonal patterns, rising temperatures, and increasing incidences of extreme weather events, the research explores how climate variability undermines agricultural productivity and exacerbates economic vulnerabilities among smallholder farmers. Employing a mixed-methods approach, quantitative analysis of meteorological and economic data is combined with qualitative insights gathered through structured interviews and surveys among 248 respondents using stratified random sampling. The findings reveal that declining crop yields, increased input costs, and heightened debt levels are prevalent issues. The research underscores that while farmers have initiated adaptation measures—such as crop diversification and mixed farming—systematic institutional support and improved resource management remain critical for long-term sustainability. Policy recommendations include the expansion of climate-resilient agricultural practices, enhancement of irrigation infrastructure, and targeted financial support. The study contributes to the broader literature on climate change impacts in agrarian economies, offering insights that are relevant for both local policy formulation and broader global discussions on sustainable agricultural development.