The Role of Financial Intelligence in Enhancing Performance Efficiency of Private Iraqi Banks: A Case Study Bank of Baghdad

ABSTRACT : Important it highlights a vital issue that impacts performance efficiency in Iraqi private banks. In light of financial and economic challenges, some banks, including the Bank of Baghdad, have adopted a new, realistic, and usable tool to evaluate and improve performance efficiency. This tool uses financial intelligence as an advanced method for analysing data, making accurate strategic decisions, achieving sustainable performance, and reducing risks surrounding banking activities. Essence of Problem can be expressed through following questions: What is level of financial intelligence prevailing within Bank of Baghdad? To what extent does financial intelligence contribute to improving financial performance efficiency indicators at Bank of Baghdad? Aims to measure impact of financial intelligence on improving financial performance efficiency indicators and to determine the relationship between financial intelligence and financial performance it also analyses the level of financial intelligence at the Bank of Baghdad as an example of Iraqi private banks. Study Hypotheses is based on a main hypothesis: "There is a significant relationship between financial intelligence and improving financial performance efficiency of Bank of Baghdad." Results Financial intelligence enhances the efficiency of the Bank of Baghdad's financial performance. This was achieved in 2023, as the financial intelligence ratio reached 3.88 this positively impacted the financial performance efficiency index for 2023, reaching 4.48.