Analysis of the Efficiency Level of Islamic Commercial Banks in Indonesia using Data Envelopment Analysis (2019-2023 Period)

This study aims to analyses the level of efficiency and factors that cause the inefficiency of Islamic Commercial Banks (BUS) in Indonesia in 2019-2023. The study used a purposive sampling of 11 Islamic commercial banks. The data analysis method used in this research uses the Data Envelopment Analysis method through input-oriented measurement and the VRS model, with data processing tools, namely the Win4Deap 2 application. This research shows that the efficiency level of Islamic Commercial Banks in Indonesia during 2019-2023 tends to fluctuate. Only one Islamic Commercial Bank whose efficiency level is perfect with a 100% score is BJB Syariah. As for the inefficiency analysis, the cause of inefficiency occurred in the input and output variables. The third-party fund variable became the most significant contributor that caused inefficiency in the Islamic Commercial Bank, which was 31%.