Monetization as a catalyst for Ukraine's economic growth

Relevance of the research topic. The relevance of the article’s topic is determined by theimportance of monetization as a tool for regulating economic processes, especially in conditions of instability and the need for economic recovery. In modern realities, an effective level of monetization is akey factor in stimulating economic growth, expanding credit, and increasing the liquidity of the financialsystem. At the same time, excessive monetization can lead to inflationary risks and macroeconomicimbalances, highlighting the need for a thorough analysis of its impact on the economy. Therefore, thestudy of the level of monetization and its optimization is crucial for shaping an effective financial policyaimed at ensuring sustainable economic development and minimizing risks.The aim of the work is to deepen the theoretical and applied foundations of enhancing the catalyticrole of monetization in economic growth.Research objectives. To determine the role of monetization in economic development, analyze thedynamics of the monetization coefficient, and justify the need for non–inflationary increases in its levelto stimulate economic growth.Research methods. The study of monetization as a catalyst for economic growth used empiricalresearch methods, including observation, generalization, comparison, and theoretical methods,specifically formalization. The application of general logical methods, such as statistical analysis and asystems approach, was also involved.Field of application of the results. Banking sector.Main research findings. The article substantiates the significance of Ukraine’s economicmonetization as one of the key factors in its recovery. It examines the essence of monetization and itsimpact on economic development. The positive and negative aspects of monetization are highlighted,particularly the importance of balancing money issuance to avoid inflationary pressure.Conclusions. The main mechanisms for stimulating monetization through investments in the real sectorof the economy, especially in high–value–added industries, are described. It is determined that monetizationcan serve as a catalyst for economic growth, but only under conditions of financial system stability andmaintaining confidence in the national currency. The role of financial sector development and cashlesspayments in improving the liquidity of the money supply and reducing the shadow economy is also emphasized.