ECONOMETRIC ANALYSIS OF FACTORS AFFECTING DEMAND FOR LIFE INSURANCE

The article examines the impact of socio-demographic, economic and psychological factors on the demand for life insurance. The study used the results of a survey of insurers of the life insurance companies in the country. The collected statistics were analyzed econometrically using the Chi-square goodness-of-fit test and arithmetic methodology. Based on the obtained scientific and practical results, scientific conclusions were drawn and recommendations were developed.Uzb- Maqolada hayot sug‘urtasiga bo‘lgan talabga ijtimoiy-demografik, iqtisodiy va psixologik omillarning ta’siri o‘rganilgan. Tadqiqotni amalga oshirishda mamlakatimizdagi hayot sug‘urtasi kompaniyalarining sug‘urta qildiruvchilaridan o‘tkazilgan so‘rovnoma natijalaridan foydalanilgan. To‘plangan statistik ma’lumotlar Ka-skyuver muvofiqlik testi va o‘rta arifmetik metodologiyalari orqali ekonometrik tahlil qilingan. Olingan ilmiy va amaliy natijalar asosida ilmiy xulosalar shakllantirilgan va tavsiyalar ishlab chiqilgan. Keywords: Kalit so‘zlar: life insurance, demand for life insurance, micro life insurance, sociodemographic factors, psychological factors, satisfaction with life insurance. hayot sug‘urtasi, hayot sug‘urtasiga bo‘lgan talab, hayotni mikrosug‘urtalash, ijtimoiy-demografik omillar, psixologik omillar, hayot sug‘urtasidan qoniqish.