FRAUD INVOLVING DEBIT, CREDIT, AND VIRTUAL CARDS, AND WAYS TO PREVENT IT

This text explores the nature and mechanisms of fraud involving debit, credit, and virtual cards. It provides a detailed overview of the specific vulnerabilities associated with each card type, the evolving techniques used by fraudsters—such as phishing, skimming, data breaches, and social engineering—and the various digital and behavioral strategies to prevent unauthorized access. Emphasis is placed on both technological safeguards, like tokenization and biometric authentication, and individual responsibility, such as cautious online behavior and vigilant account monitoring. The text underlines that combating card fraud requires a multi-layered approach involving users, financial institutions, and regulatory bodies working in tandem.

Institutions

Publication Details

Journal
Zenodo (CERN European Organization for Nuclear Research)
Published
2025-05-31
DOI
https://doi.org/10.5281/zenodo.15561777
Primary Topic
Cybercrime and Law Enforcement Studies
Type
article
Field-Weighted Citation Impact
0.00
Controls
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article

FRAUD INVOLVING DEBIT, CREDIT, AND VIRTUAL CARDS, AND WAYS TO PREVENT IT

Zenodo (CERN European Organization for Nuclear Research)
Cybercrime and Law Enforcement Studies
article

FRAUD INVOLVING DEBIT, CREDIT, AND VIRTUAL CARDS, AND WAYS TO PREVENT IT

article en

Abstract

This text explores the nature and mechanisms of fraud involving debit, credit, and virtual cards. It provides a detailed overview of the specific vulnerabilities associated with each card type, the evolving techniques used by fraudsters—such as phishing, skimming, data breaches, and social engineering—and the various digital and behavioral strategies to prevent unauthorized access. Emphasis is placed on both technological safeguards, like tokenization and biometric authentication, and individual responsibility, such as cautious online behavior and vigilant account monitoring. The text underlines that combating card fraud requires a multi-layered approach involving users, financial institutions, and regulatory bodies working in tandem.

Zenodo (CERN European Organization for Nuclear Research)
Samarkand Institute of Economics and Service (UZ)
Peace, Justice and strong institutions
Openalex Percentile: Top 43%
Cybercrime and Law Enforcement Studies
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FRAUD INVOLVING DEBIT, CREDIT, AND VIRTUAL CARDS, AND WAYS TO PREVENT IT · Zenodo (CERN European Organization for Nuclear Research) (2025) | TGRS Research Map | TGRS