A Comparative Analysis of India's Ayushman Bharat and America's Medicare

This article provides a comprehensive comparative study of Indian and American healthcare schemes ,Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (APMJAY) Medicare program respectively. This article analyzes their historical contexts, structural frameworks, funding ,benefits and challenges. These two distinct healthcare models—one is designed for a developing nation with vast socioeconomic disparities and the other is designed for for an industrialized nation with an aging population (65 years of age). Ayushman Bharat scheme is also known as modicare and Medicare is popularly known as obamacare. This study highlights the complexities of achieving universal health coverage in different political and economic conditions. The article concludes with policy recommendations and insights into cross-system learning, supported by case studies, ethical debates, and future projections