Effect of agricultural insurance as a climate change adaptation strategy by arable crop farmers in Delta state, Nigeria

The study analyzed effect of agricultural insurance as a climate change adaptation strategy by arable crop farmers in Delta State. A multistage sampling technique was used to select 800 respondents. Data obtained through questionnaire were analyzed using descriptive statistics and probit regression model. Findings showed that the mean age was 48 years with 59.2% of the farmer’s been female. The results show that 60% of the respondents had secondary education with mean farm size of 2.10ha. Only 39.2% are aware of agricultural insurance. The probit model results showed that age, educational, premium rate, farm size, accessibility to credit, gender, awareness and land tenure influenced farmer’s decision to adopt agricultural insurance as a climate change adaptation strategy in Delta State. It is recommended that stakeholders’ efforts should be directed towards policies and programmes that will enhance factors that increase farmers’ adoption of agricultural insurance as a climate change adaptation strategy. published by the Journal of Biodiversity and Environmental Sciences (JBES)