Spending Habits and Daily Allowance Satisfaction of Accountancy, Business and Management (ABM) Students

This study aimed to determine the level of spending habit of ABM students in terms of academic purpose, food allowance and personal needs, and to determine their daily allowance satisfaction. This study also aims to examine if there is a significant relationship between spending habit and daily allowance satisfaction. The researcher conducted a quantitative research study and used correlational and descriptive research design. This study used total population sampling as sampling technique as this used the forty-two (42) ABM students in Malalag Cogon National High School in the schoolyear 2024-2025. The researchers used mean and Spearman Rho as the statistical tools. The researchers conducted a pilot testing to test the reliability of the questionnaires and the results of the Cronbach’s Alpha were good. Based on the findings, the level of spending habits of ABM students is moderate, and their level of daily allowance satisfaction is high. On the other hand, spending habits in terms of food, personal needs and academic purpose have a low positive correlation in the student’s satisfaction in allowance for their personal needs, food and academic purpose. In addition, the researcher recommended that in order to minimize the expenses of the students, they should be responsible for the things they buy, prioritize their needs over wants, and know how to budget their daily allowance so that they can control their spending habits and avoid allowance dissatisfaction.