The Influence of Digital Literacy on Digital Financial Inclusion

Abstract Digital literacy is the knowledge possessed by an individual with respect to the available digital gadgets and technologies. Whereas the term digital financial inclusion attempts to measure the ability of an individual to include themselves in the process of accessing financial products and services digitally. This study is conducted to find out the levels of digital literacy and inclusion with special reference to the usage of digital financial products and services among the young- adults of Coimbatore city. This study is designed in a way that it concentrates equally on both these concepts simultaneously aiming at measuring those two among the targeted population. Through analysis, it was found that there is adequate amount of literacy among the respondents and it positively impacts the digital financial inclusion.