PRACTICE OF YOUTH REVOLVING CREDIT FUND IMPLEMENTATION ON THE PERFORMANCE OF THE SMALL AND MEDIUM ENTERPREISES IN HALABA KULITO TOWN

ABSTRACT This study was conducted to examine to investigate the practice of youth revolving credit fund implementation on the performance of the small and medium enterprises in Halaba Kulito Town. To address the objectives of the study, the study was utilized explanatory research design. The target of this study was encompasses all 420 receivers that have benefited from the revolving credit fund within the town. To achieve the study goal, both primary and secondary data was used. Both descriptive statistics and inferential statistics were employed for this study. Inferential statistics such as, correlation analysis and regressions was applied so as to see the relationship between independent variables and dependent variable. Correlation analysis revealed that a significant positive connection is observed between organizational performance and independent variables such as training, accessibility of credit, eligibility criteria, disbursement rate and support). Moreover, to investigate the relationship between dependent variable and independent variables, multiple linear regression analysis was utilized. Multiple linear regression model result showed that, all independent variables such as training, accessibility of credit, eligibility criteria, disbursement rate and support are significantly affect organizational performance. To enhance the effectiveness of the Youth Revolving Credit Fund and its impact on the performance of small and medium enterprises (SMEs) in study area, it is recommended to establish a comprehensive support system that includes training, support, and access to credit fund for young entrepreneurs.