Alternative Dispute Resolution for Breach of Contract in Electronic Transactions from a Legal Perspective in the Digital Era

<p>Along with the rapid development of globalization, all aspects of our lives are getting easier, one of which is in electronic transactions where we can order goods or services with one click, of course in the course there are a lot of problems that occur, one of which is default in electronic transactions. The formulation of the problems in this study is: 1). What are the legal consequences for business actors and consumers if they commit defaults in e ectronic transactions; 2). How to resolve default disputes in credit lending on Shopee PayLater. The research method used is a normative legal research type with a type of legislative approach and a conceptual approach. The results of the study show that the legal consequences of default in electronic transactions are the same as the settlement in conventional transactions. Consumers and business actors are obliged to pay compensation and can be held legally accountable. The resolution of the problem of default in electronic transactions can be resolved through litigation and non-litigation channels.</p>