Promoting Financial Inclusion Through Mobile Payments: A Case Study of Mauritanian Bank

ABSTRACT: In the digital age, physical distancing no longer hinders financial transactions, as an increasing number of individuals and businesses are adopting digital financial services, including mobile payments. An IBM Bank survey of 150 people highlights the importance of digitalization in remote service delivery and demonstrates the growing popularity of mobile payments, particularly in the wake of the pandemic. This study analyses the integration of new technology into daily life, examining both its benefits and risks. It provides an in-depth analysis of E-payment and financial inclusion, along with an empirical assessment of the mobile payments landscape in Mauritania. By focusing on these key aspects, the study explores trends, challenges, and opportunities in the financial sector, while also shedding light on the potential risks associated with technological advancements and changing payment practices.