Financial Knowledge, Attitudes and Behavior Towards Risk-Taking Propensity as a Mediating Variable

The Uncommon Locale of Yogyakarta (DIY) is one of the foremost well known visitor goals in Indonesia, both locally and globally. The development of tourism and the imaginative economy is considered a potential angle of national advancement based on a people's economy that organizes devout and social values, natural conservation, national solidarity, and worldwide fellowship. In this manner, the advancement of tourism and the inventive economy must be carried out methodicallly, arranged, comprehensively, and coordinates over divisions and disciplines to expand benefits for the partners included. This study aims to analyse the effect of Financial Knowledge and Financial Attitude on Risk-Taking Propensity through Financial Behaviour as a Mediating Variable for students in Yogyakarta with a sample size of 200 respondents. The analysis tool uses PLS-SEM. The test results show that all hypotheses proposed are supported.

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Publication Details

Journal
SHS Web of Conferences
Published
2025-01-01
DOI
https://doi.org/10.1051/shsconf/202521201003
Primary Topic
Financial Literacy and Behavior
Type
article
Field-Weighted Citation Impact
0.00
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article

Financial Knowledge, Attitudes and Behavior Towards Risk-Taking Propensity as a Mediating Variable

SHS Web of Conferences
Financial Literacy and Behavior
article

Financial Knowledge, Attitudes and Behavior Towards Risk-Taking Propensity as a Mediating Variable

article en

Abstract

The Uncommon Locale of Yogyakarta (DIY) is one of the foremost well known visitor goals in Indonesia, both locally and globally. The development of tourism and the imaginative economy is considered a potential angle of national advancement based on a people's economy that organizes devout and social values, natural conservation, national solidarity, and worldwide fellowship. In this manner, the advancement of tourism and the inventive economy must be carried out methodicallly, arranged, comprehensively, and coordinates over divisions and disciplines to expand benefits for the partners included. This study aims to analyse the effect of Financial Knowledge and Financial Attitude on Risk-Taking Propensity through Financial Behaviour as a Mediating Variable for students in Yogyakarta with a sample size of 200 respondents. The analysis tool uses PLS-SEM. The test results show that all hypotheses proposed are supported.

SHS Web of ConferencesVol. 212
Universitas Muhammadiyah Tapanuli Selatan (ID), Universitas Pembangunan Nasional Veteran Yogyakarta (ID)
Decent work and economic growth
Openalex Percentile: Top 44%
Financial Literacy and Behavior
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Financial Knowledge, Attitudes and Behavior Towards Risk-Taking Propensity as a Mediating Variable · SHS Web of Conferences (2025) | TGRS Research Map | TGRS