The Impact of Digital Inclusive Finance on the Resilience of Green Grain Production: The Case of 30 Chinese Provinces, 2011–2023

This study selected 30 provinces in China from 2011 to 2023 as research samples; constructed an evaluation index system of green grain production resilience; and empirically tested the direct impact of digital inclusive finance on green grain production resilience, the transmission effect, with farmers’ risk taking and agricultural socialized services as mediating variables, and the moderating effect, with traditional financial competition as a moderating variable. The results show that digital inclusive finance can significantly enhance green grain production resilience; this effect is more evident in major grain-producing areas and eastern regions. Farmers’ risk taking and agricultural socialized services have a positive mediating effect on the influence of digital inclusive finance on green grain production resilience. Traditional financial competition exerts a negative moderating effect on the relationship between digital inclusive finance and green grain production resilience.