Gendering the safety net: Social protection policy and the limits to Decent Work in Cambodia’s garment sector

• Presents new evidence from a longitudinal study of female workers in Cambodia’s garment industry during the Covid-19 pandemic. • Demonstrates unanticipated consequences of uneven social protection in Cambodia that favours formal sector workers. • Illustrates that garment workers subsidise social protection for family through personal debt financing. • Evidences how resulting over-indebtedness undermines the achievement of Decent Work in the garment sector. • Argues to recentre a radical vision of social protection that delivers for all. The adoption of the Social Protection Floors Recommendation (SPFR) by the International Labour Conference in 2012 is widely recognised as an “historic” (Deacon 2013) and “radical” (Cichon 2013) reorientation of social protection, promising a new “universal and comprehensive” approach. Despite the SPFR’s bold ambitions, however, the implementation of social protection floors at global- and national-level has proven uneven. In practice, the social protection floors initiative has generally been “subordinate” ( Seekings, 2019 ) to the Decent Work agenda. Particularly in many lower-income settings in the global South, for instance, vertical expansion of benefits to waged workers through social insurance has taken precedence over the SPFR’s more radical promise to horizontally expand the frontiers of social assistance. In Cambodia, for example, entrenched norms of fiscal and social conservativism have focused policy attention on expanding benefits provided to the 700,000 workers in the country’s largest formal industry – the garment sector – rather than expanding the scope of social protection to include the yet more numerous informal or agricultural sector workforce. In this paper, we examine the consequences of this lopsided social protection strategy for its apparent beneficiaries: women working within the garment industry. We argue that the focus on extending support for formal workers, at the exclusion of informal workers is, in fact, detrimental to both groups. To illustrate these arguments, we draw on original data from the GCRF-funded ReFashion project, a longitudinal study tracing the impacts of the Covid-19 pandemic on a cohort of 200 garment workers in Cambodia over 24 months. We use this rich and grounded data to develop an emic perspective on social protection programming that shows how, in the absence of a robust social protection floor, gendered norms in Cambodia compel women to fill the gaps in social protection programming by the state. Women workers in the garment sector effectively fund a social safety net for family members through remittance transfers. However, garment sector salaries alone are insufficient for this task, leading to a “debtfare” (Soederberg 2014) model, in which workers finance these costs through increasing resort to personal debt. The result is a crisis of over-indebtedness among workers in the garment industry that undermines the achievement of Decent Work in the sector. We suggest that Covid-19 offers a moment for reflection, like that which followed the Global Financial Crisis of 2008 and inspired the SPRF itself, to learn from the vulnerabilities exposed by the pandemic and recentre a radical vision of social protection that delivers for all.