A Study on the Impact of Financial Literacy on Personal Investment Decisions

Financial literacy has become a critical determinant of individual investment behaviour in modern economics. This research investigates the relationship between financial literacy levels and personal investment decisions among the working professionals. Using a descriptive research design and survey based data collected from 25 respondents; the study finds a strong positive correlation between financial knowledge and the choice of diversified, risk appropriate investment instruments. The result highlights the need for enhanced financial education initiatives to improve individual financial well-being.