High-Resolution Flood Risk Assessment in Small Streams Using DSM–DEM Integration and Airborne LiDAR Data

Flood risk in small streams is rising under climate change, as small catchments are highly vulnerable to short, intense storms. We develop a high-resolution assessment that integrates a Digital Surface Model (DSM), a Digital Elevation Model (DEM), and airborne LiDAR within a MATLAB (2025b) hydraulic workflow. A hybrid elevation model uses the DEM as baseline and selectively retains DSM-derived structures (levees, bridges, embankments), while filtering vegetation via DSM–DEM differencing with a 1.0 m threshold and a 2-pixel kernel. We simulate 10-, 30-, 50-, 100-, and 200-year return periods and calibrate the 200-year case to the July 2025 Sancheong event (793.5 mm over 105 h; peak 100 mm h−1). The hybrid approach improves predictions over DEM-only runs, capturing localized depth increases of 1.5–2.0 m behind embankments and reducing false positives in vegetated areas by 12–18% relative to raw DSM use. Multi-frequency maps show progressive expansion of inundation; in the 100-year scenario, 68% of the inundated area exceeds 2.0 m depth, while 0–1.0 m zones comprise only 13% of the footprint. Unlike previous DSM–DEM studies, this work introduces a selective integration approach that distinguishes structural and vegetative features to improve the physical realism of small-stream flood modeling. This transferable framework supports climate adaptation, emergency response planning, and sustainable watershed management in small-stream basins.