Digital Transformation in the Financial Sector and Its Impact on Libyan Markets

The world has witnessed a rapid digital transformation، and Libya is no exception to this transformational change، as this transformation aims to integrate digital technology into all aspects of life، from government to business to individuals،The study aimed to shed light on the digital diversity in Libya، as this diversity is based on the Libyan diversity، as the study relies on analytical descriptive models that rely on digital visual study and reliance on digitization and makes it clear، especially in the Libyan market،The study reached several results، including the most important obstacles and challenges: The integration of neural networks، especially the Internet، in addition to data defects and security challenges، are among the most prominent obstacles that hinder the effective implementation of digital transformation.