Factors Influencing Interest in Receiving Payments through QRIS in MSMEs in Malang City

The purpose of this study is to determine the influence of Perceived Ease of Use, Perceived Usefulness, Perceived Trust, and Perceived Security on the interest of MSMEs in Malang City to receive payments through QRIS. This type of research is a quantitative research by distributing a questionnaire that received 126 re-respondents. The results of the study show that Perceived Ease of Use, Perceived Trust, and Perceived Security have a positive effect on the interest of MSMEs in Malang City in receiving payments through QRIS. Meanwhile, Perceived Usefulness has no effect on the interest of MSMEs in Malang City in receiving payments through QRIS. The results of this study are expected to be used as a consideration for improving the aspect of Perceived Usefulness that does not affect the interest in using QRIS and maintains the quality of Perceived Ease of Use, Perceived Trust, and Perceived Security.

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Publication Details

Journal
Journal of Finance and Business Digital
Published
2025-09-22
DOI
https://doi.org/10.55927/jfbd.v4i3.332
Primary Topic
SMEs Development and Digital Marketing
Type
article
Field-Weighted Citation Impact
0.00
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article

Factors Influencing Interest in Receiving Payments through QRIS in MSMEs in Malang City

Aubrey Rayhannaufa Khan, Rizka Fitriasari
Journal of Finance and Business Digital
SMEs Development and Digital Marketing
article

Factors Influencing Interest in Receiving Payments through QRIS in MSMEs in Malang City

Aubrey Rayhannaufa Khan, Rizka Fitriasari
article en

Abstract

The purpose of this study is to determine the influence of Perceived Ease of Use, Perceived Usefulness, Perceived Trust, and Perceived Security on the interest of MSMEs in Malang City to receive payments through QRIS. This type of research is a quantitative research by distributing a questionnaire that received 126 re-respondents. The results of the study show that Perceived Ease of Use, Perceived Trust, and Perceived Security have a positive effect on the interest of MSMEs in Malang City in receiving payments through QRIS. Meanwhile, Perceived Usefulness has no effect on the interest of MSMEs in Malang City in receiving payments through QRIS. The results of this study are expected to be used as a consideration for improving the aspect of Perceived Usefulness that does not affect the interest in using QRIS and maintains the quality of Perceived Ease of Use, Perceived Trust, and Perceived Security.

Journal of Finance and Business DigitalVol. 4(3)
University of Brawijaya (ID)
Openalex Percentile: Top 49%
SMEs Development and Digital Marketing
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