PENGARUH PENGAMBILAN KEPUTUSAN KEUANGAN TERHADAP KESEJAHTERAAN FINANSIAL DENGAN GENDER SEBAGAI VARIABEL MODERASI

This study aims to determine the effect of financial decision-making on financial well-being with gender as a moderating variable. This study was conducted using quantitative methods. The population in this study amounted to 800 respondents with a research sample of 132 respondents. The sampling technique used random sampling. Primary data in the form of a questionnaire was used in this study. This study used a moderation regression analysis technique. The results of the study indicate that financial literacy has a significant effect on financial well-being. Financial behavior has a significant effect on financial well-being. Meanwhile, gender does not have a significant effect on financial well-being. Gender is unable to moderate the relationship between financial literacy and financial well-being. Gender is unable to moderate the relationship between financial behavior and financial well-being.