Measuring The Financial Health of Companies Using Z-Score and Data Analytics

The study examines the financial health of MCKB Construction LLP, Bengaluru, using Altman’s Z-Score model over a five-year period (2020–2024). The research applies ratio analysis combined with data analytics tools to classify the company’s solvency status into Safe, Grey, or Distress zones. Findings reveal that while the firm demonstrated robust financial health in the early years, it experienced a steady decline, entering the Grey Zone in 2023–2024. Persistent liquidity shortages, weakening asset turnover, and declining operational efficiency are key concerns. The study concludes with recommendations for strengthening working capital, restructuring debt, and adopting predictive analytics for proactive financial monitoring.

Publication Details

Journal
Iconic Research and Engineering Journals
Published
2025-10-11
DOI
https://doi.org/10.64388/irev9i3-1710676-4722
Primary Topic
Insurance and Financial Risk Management
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Measuring The Financial Health of Companies Using Z-Score and Data Analytics

Iconic Research and Engineering Journals
Insurance and Financial Risk Management
article

Measuring The Financial Health of Companies Using Z-Score and Data Analytics

article en

Abstract

The study examines the financial health of MCKB Construction LLP, Bengaluru, using Altman’s Z-Score model over a five-year period (2020–2024). The research applies ratio analysis combined with data analytics tools to classify the company’s solvency status into Safe, Grey, or Distress zones. Findings reveal that while the firm demonstrated robust financial health in the early years, it experienced a steady decline, entering the Grey Zone in 2023–2024. Persistent liquidity shortages, weakening asset turnover, and declining operational efficiency are key concerns. The study concludes with recommendations for strengthening working capital, restructuring debt, and adopting predictive analytics for proactive financial monitoring.

Iconic Research and Engineering JournalsVol. 9(3)
Openalex Percentile: Top 62%
Insurance and Financial Risk Management
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.

Measuring The Financial Health of Companies Using Z-Score and Data Analytics · Iconic Research and Engineering Journals (2025) | TGRS Research Map | TGRS