The gender dimension of homeownership: Evidence from China

This paper presents findings on the relationship between gender and three key housing asset indicators in China: homeownership, second homeownership, and housing asset value. The analysis also considers whether having a son modifies the relationship between gender of the household head and the housing asset indicators. The empirical analysis found that male household heads are more likely to have homeownership, female household heads are more likely to own a second home, and female homeowners tend to own more expensive homes than male homeowners. These findings are robust across alternative functional forms and variable definitions. The results highlight the importance of exploring the differential likelihood of homeownership and second homeownership as well as disparities in housing asset values from a gender perspective.

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Publication Details

Journal
Cities
Published
2026-08-20
DOI
https://doi.org/10.1016/j.cities.2026.107525
Primary Topic
Housing, Finance, and Neoliberalism
Type
article
Field-Weighted Citation Impact
0.00
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article

The gender dimension of homeownership: Evidence from China

Helen X. H. Bao, Nancy Y. Liu
Cities
Housing, Finance, and Neoliberalism
article

The gender dimension of homeownership: Evidence from China

Helen X. H. Bao, Nancy Y. Liu
article en

Abstract

This paper presents findings on the relationship between gender and three key housing asset indicators in China: homeownership, second homeownership, and housing asset value. The analysis also considers whether having a son modifies the relationship between gender of the household head and the housing asset indicators. The empirical analysis found that male household heads are more likely to have homeownership, female household heads are more likely to own a second home, and female homeowners tend to own more expensive homes than male homeowners. These findings are robust across alternative functional forms and variable definitions. The results highlight the importance of exploring the differential likelihood of homeownership and second homeownership as well as disparities in housing asset values from a gender perspective.

CitiesVol. 179
University of Cambridge (GB)
Openalex Percentile: Top 98%
Housing, Finance, and Neoliberalism
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