KATILIM SİGORTACILIĞI ŞİRKETLERİNİN LOPCOW-EDAS-WASPAS YÖNTEMLERİYLE ANALİZİ

Participation insurance (takaful) is an insurance model that operates in accordance with the principles of interest-free finance and has been growing significantly in Türkiye in recent years. Determining the most suitable participation insurance company for consumers is seen as a multi-criteria decision-making (MCDM) problem due to the fact that many criteria are taken into account in the process and these criteria affect each other. In the context of this study, it is aimed to determine the most suitable one among the companies operating in the participation insurance sector by using the LOPCOW, EDAS and WASPAS methods in an integrated manner. Therefore, seven participation insurance companies were analyzed according to nine criteria, taking into account the data of 2023. As a result of the analyses, it was understood that the company with the highest performance according to the EDAS method was Türkiye Katılım Hayat AŞ. This company was followed by Bereket Emeklilik ve Hayat AŞ in second place. Türkiye Katılım Sigorta AŞ was in third place. Katılım Emeklilik ve Hayat AŞ and Neova Katılım Sigorta AŞ were placed in the last two places. As a result of the analysis of participation insurance companies using the WASPAS method, it was understood that the company with the highest performance was Neova Participation Insurance Inc. This company was followed by Türkiye Participation Life Inc. Türkiye Participation Insurance Inc. was in third place. The last two places were Participation Retirement and Life Inc. and HDI Participation Insurance Inc.