Fintech Innovations: What Engineers Can Learn from Startups

This article examines the innovative practices of fintech startups and how their approaches can benefit engineers in the banking industry. It analyzes three key areas: speed of development and time-to-market for new features, a culture of experimentation and open APIs, and a strong focus on customer experience. The article emphasizes that even large banks can adopt the flexibility and rapid adaptability of startups while combining it with scale and stability.

Authors

Publication Details

Journal
World Journal of Advanced Research and Reviews
Published
2025-06-30
DOI
https://doi.org/10.30574/wjarr.2025.26.3.2459
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

Fintech Innovations: What Engineers Can Learn from Startups

Sosin Vitalii
World Journal of Advanced Research and Reviews
FinTech, Crowdfunding, Digital Finance
article

Fintech Innovations: What Engineers Can Learn from Startups

Sosin Vitalii
article en

Abstract

This article examines the innovative practices of fintech startups and how their approaches can benefit engineers in the banking industry. It analyzes three key areas: speed of development and time-to-market for new features, a culture of experimentation and open APIs, and a strong focus on customer experience. The article emphasizes that even large banks can adopt the flexibility and rapid adaptability of startups while combining it with scale and stability.

World Journal of Advanced Research and ReviewsVol. 26(3)
Openalex Percentile: Top 54%
FinTech, Crowdfunding, Digital Finance
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Fintech Innovations: What Engineers Can Learn from Startups — Sosin Vitalii · World Journal of Advanced Research and Reviews (2025) | TGRS Research Map | TGRS