DEVELOPMENT OF DIGITAL COMPETENCIES IN RISK MANAGEMENT PROFESSIONALS

The study explores the transformation of professional competencies in risk management under the influence of digitalization and artificial intelligence (AI). In today’s rapidly changing technological environment, traditional risk management approaches—based on manual analysis and static control mechanisms—are becoming insufficient. The aim of the article is to analyze the essence, structure, and development directions of digital competencies among risk management professionals, identifying key skills required to operate effectively in digital ecosystems. The research applies a qualitative methodology, combining comparative analysis, synthesis, and content interpretation of international frameworks such as ISO 31000:2018, ISO/IEC 23894:2023, ISO/IEC 42001:2023, and NIST AI RMF (2023), alongside policy documents like DigComp 2.2, OECD Skills for a Digital World, and the World Economic Forum’s Future of Jobs Report (2023). The study also reviews educational and corporate models, including professional certification programs (FRM, CRISC, ISO 31000, AI Governance & Ethics), to identify best practices in cultivating digital literacy, cyber resilience, and ethical AI governance. The findings reveal a global shift from procedural compliance to governed, data-driven, and ethically grounded practice. The proposed Integrated Competency Model identifies four interconnected pillars: analytical-technological (data analytics, AI/ML), cyber and information security (zero-trust, monitoring, resilience), ethical and regulatory (AI governance, bias mitigation, transparency), and communicative-leadership (data storytelling, collaboration, decision-making under uncertainty). Educational programs and corporate academies increasingly align with this model, combining problem-based learning, simulation labs, and continuous upskilling. The study concludes that digital competence is no longer a supplementary asset but a core component of professional excellence in risk management. A unified Digital Competence Framework for Risk Managers, harmonized across DigComp, ISO, and NIST, is proposed to ensure standardized, measurable, and adaptive professional development in the age of intelligent automation.