Pengaruh Pembayaran Klaim dan Beban Operasional Terhadap Profitabilitas Perusahaan PT. Jamkrindo Cabang Makassar

This study aims to weaken the influence of claim payments and operating expenses on the profitability of PT. Jamkrindo Makassar Branch for the period 2019-2024. Using a quantitative approach with multiple linear regression techniques on secondary data from the income statement, the results of the study indicate that claim payments and operating expenses simultaneously have a significant effect on profitability. Partially, claim payments have a negative and significant effect, indicating that an increase in claim payments reduces profitability. Operating expenses also have a negative and significant effect on profitability, indicating that a large increase in operating expenses can reduce the company's profits.Keywords: Claim Payments, Operating Expenses, Profitability