A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract

This study aims to formulate a conceptual model of village entrepreneurship development based on the mudharabah contract within the perspective of Islamic economics. The research method employs a descriptive qualitative approach through systematic literature review and conceptual analysis using the framework of maqashid al-shariah. Thematic analysis was conducted on literature discussing the practice of mudharabah, village-based micro, small, and medium enterprises UMKM, and economic digitalization, resulting in a synthesis of the role of this contract in rural economic development. The findings reveal that mudharabah functions as a multifunctional instrument: first, providing more equitable access to capital through profit-sharing schemes; second, strengthening social solidarity through transparency and trustworthiness (amanah); third, fostering spiritual motivation with an orientation toward blessings (barakah); fourth, building digital trust for village products in online marketplaces; and fifth, enhancing community resilience against business risks.

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Publication Details

Journal
Al-Hisbah Jurnal Ekonomi Syariah
Published
2025-08-31
DOI
https://doi.org/10.57113/his.v5i2.469
Primary Topic
Islamic Finance and Banking Studies
Type
article
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article

A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract

Evrita Putri Azzahroh, Nur Fazillah Milawati, Abdul Wakil, Rizka Amaliyah Maghfiroh et al.
Al-Hisbah Jurnal Ekonomi Syariah
Islamic Finance and Banking Studies
article

A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract

Evrita Putri Azzahroh, Nur Fazillah Milawati, Abdul Wakil, Rizka Amaliyah Maghfiroh, Ciptia Khoirulina Sanawati, Baiq Ismiati
article en

Abstract

This study aims to formulate a conceptual model of village entrepreneurship development based on the mudharabah contract within the perspective of Islamic economics. The research method employs a descriptive qualitative approach through systematic literature review and conceptual analysis using the framework of maqashid al-shariah. Thematic analysis was conducted on literature discussing the practice of mudharabah, village-based micro, small, and medium enterprises UMKM, and economic digitalization, resulting in a synthesis of the role of this contract in rural economic development. The findings reveal that mudharabah functions as a multifunctional instrument: first, providing more equitable access to capital through profit-sharing schemes; second, strengthening social solidarity through transparency and trustworthiness (amanah); third, fostering spiritual motivation with an orientation toward blessings (barakah); fourth, building digital trust for village products in online marketplaces; and fifth, enhancing community resilience against business risks.

Al-Hisbah Jurnal Ekonomi SyariahVol. 5(2)
Universitas Panca Marga (ID), Universitas Darul Ulum (ID), Universitas Teknologi Yogyakarta (ID), Institut Agama Islam Negeri Bengkulu (ID)
Openalex Percentile: Top 59%
Islamic Finance and Banking Studies
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